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Proud Member of the Better Business Bureau

For Sale By Owner in San Jose does things a little bit differently than other used car dealers throughout Silicon Valley. We start by treating our customers with respect.

We know that in times like these it can be difficult to obtain financing from banks and credit unions. These financial institutions often require a credit score above 800 in order to obtain any financing at all. At For Sale By Owner we believe that even those without perfect credit deserve the opportunity to purchase a vehicle they will truly appreciate.

We base our credit decisions on the quality of the person buying the vehicle – not upon an arbitrary number that you may have little control over. If you have a job or other form of stable income, have the responsibility to make payments on time, and can provide a reasonable down payment (sometimes as little as $1000) – then we are confident that we can find the right vehicle for you.

At our prime location in Santa Clara on El Camino Real you will be able to browse rows upon rows of vehicles that are available for In House Financing. Our inventory is also available online for your convenience. Feel free to contact us for additional information on any of our vehicles or apply for credit using the form below.

For Sale By Owner Credit Application



































The undersigned, (1) make the above representations, which are certified to be correct, for the purpose of securing credit; (2) authorize financial institutions to obtain consumer credit reports and to gather employment history as considered necesary and appropriate; (3) authorize affiliates to obtain consumer credit reports on the undersigned; (4) understands that For Sale By Owner, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applican't responsibility to notify the creditor of any change of name, address, or employment.